Adamjee Insurance

Adamjee Insurance Company Limited (AICL) is a general insurance giant, incorporated as a Public Limited Company on September 28, 1960. AICL, one of the leading insurance companies in Pakistan, has a regional presence in United Arab Emirates (UAE) and maintains its standing through an unwavering commitment to its corporate philosophy. AICL’s competitive competency is achieved by combinations of voluminous assets, notable paid-up capital, sizable reserves, a varied portfolio and consequently, remarkable growth rates. AICL is listed with all three stock exchanges of Pakistan, establishing its credibility. The Company retains a strong regional presence in the UAE (Dubai and Abu Dhabi). A Truly Dynamic Business Setting AICL aims to deliver innovative customer solutions, owing to its wide-ranging line of products. Its employees are dedicated to performing their best for its valued customers, trained with all the skills necessary for a truly outstanding customer service. The Company’s focus on strengthening and expanding its global presence is reflected in its tapping the potential available in the UAE market along with the consolidation of business in Dubai & Abu Dhabi. AICL collaborated with Hollard International, based in South Africa, to commence Life Assurance operations under a separate entity name, today known as Adamjee Life Assurance Company Limited. Delivering Value to Customers Adamjee Insurance is broadly involved in underwriting the following Classes of Business:

• Fire and Property

• Marine Aviation and Transport

• Motor

• Miscellaneous Insurance

AICL’s well-founded confidence lies in the large number of banking and financial sector clients that AICL insures. Some of AICL’s high risk-value projects include risk-coverage provision to Petrochemical Factories and Industrial Risk projects. AICL also specializes in insuring Engineering and Telecom concerns. Alternatively, AICL serves Pakistan’s primary industry by providing coverage to the Textile and Sugar sectors. As a pioneer in the coverage of Oil & Gas (upstream & midstream), Wind and Thermal Energy Risks, AICL has successfully assumed the role of the leading player in Pakistan’s insurance industry. The Company has also managed to secure business being brought in by foreign investors entering Pakistan to execute construction or infrastructure development projects. AICL is proud to be the premier insurer of Kidnap & Ransom, Professional Indemnity, Product Liability and other specialized lines in Pakistan. AICL’s customer-centric approach drives it forward in customer care. The Company’s financial strength allows the timely remuneration and settlement of hefty claims. A competent team of professionals works tirelessly to ensure comprehensive customer satisfaction and a 24/7 dedicated customer care call center is always on call.

Motor insurance

Motor insurance policy is mandatory under the Motor Vehicle Act. Owning Adamjee Insurance Company Limited Motor Insurance ensures that the car owner is protected from financial losses, caused by damage or theft to the vehicle and third party liability. Coverage Adamjee comprehensive motor insurance policy gives you the maximum coverage against theft, accidental damage and third party liability with greater benefits, innovative features and hassle free post and pre insurance processing. The major scope of the cover includes: Loss or Damage Due To:

• Accidental means, Fire external explosion, Self - ignition

• Lightning, Flood

• Theft & Burglary

• Malicious Act

• Whilst in transit (Road & Rail)

• Terrorism, Riots & Strikes (Optional)

Third Party Liability

• Property Damage

• Bodily Injury

• Death

Some Exclusion

• Losses incurred outside geographical area of UAE

• Consequential loss depreciation wear and tear

• Mechanical or electrical breakdown failures or breakage

• Damage to Tyres and Battery unless the Motor Car is damaged at the same time where the liability of the company is limited to 50% of the cost of the replacement

Premium Payment Procedure Premium payment can be made through cash, cheque, pay order, demand draft, telex transfer to the Adamjee Insurance office.

Claim Process

• To report a claim contact Motor Insurance Department - Adamjee Insurance Company Limited via email / fax / letter or over the telephone as soon as possible.

• Also, the insured shall report the event to local law enforcement authorities as soon as possible.